FREE LIVE TRAINING
✨ The Credit Lies Keeping Your Score Stuck (And What to Do About It) ✨
A one-night-only free live class with Tiffany “The Budgetnista” Aliche + the smartest credit expert she’s ever known, Netiva Heard.
Because credit isn’t just about numbers - it’s about freedom, dignity, peace of mind… and the power to leverage credit like the wealthy do.
LIVE Show-Up Freebie
🎁 10 Credit Power Moves to Boost Your Score in the Next 30–60 Days
Exclusive gift for live attendees of Tiffany + Netiva’s free credit class
Save Your FREE Seat Now!
October 7th at 8PM EST
LIVE Show-Up Freebie
🎁 10 Quick Wins to Find $100 This Week
Your Hidden Income Checklist – by Tiffany “The Budgetnista” Aliche
By providing your information you agree to allow The Budgetnista, LLC, and/or its partners to contact you by mail, phone, email, or text. By submitting this information you agree to our Privacy Policy and Terms of Service.
Dream Catchers, you’ve been flooding my inbox with questions about credit.
“Tiffany, how do I fix my credit score?”
“Tiffany, the debt collectors won’t stop calling. What do I do?”
I hear you. 💚
That’s why I called in my secret weapon - my good friend and the sharpest credit mind I’ve ever met, Netiva Heard.
I begged (literally begged) her to step out of “retirement” and join me for this one-night class.
Because here’s the truth: Netiva doesn’t do this often anymore. She’s busy raising her family and building her systems.
But for YOU? For my Dream Catchers? She said yes.
This is your chance to catch her while she’s OUTSIDE - and get answers from the best of the best.
And here’s why this matters:
When your credit is together, it’s not just a score. It’s the relief of not dreading a credit check. It’s the dignity of no longer avoiding phone calls. It’s the confidence of walking into opportunities and finally hearing “approved.”
And it’s not just for those in struggle.
Even if your score is already “good,” this class will show you how to take it from good to great - and then how to leverage it like the wealthy do, unlocking lower interest rates, higher approvals, and bigger opportunities for your future.
What You’ll Learn
In this class, Netiva will reveal:
🚫 The 3 biggest credit repair myths keeping people broke and denied… and the truth that changes everything — whether you’re rebuilding from scratch or fine-tuning a solid score.
📝 Why your score is really stuck (hint: it’s not about paying every collection or waiting seven years) - and how to break free from frustration, no matter where you’re starting from.
🔑 What lenders actually care about today - so you can finally stop guessing and start winning approvals, lowering your rates, and leveraging credit for long-term wealth.
This isn’t fluff. This is the real deal. You’ll leave with clarity, confidence, and a clear plan to raise your credit score the right way - and the freedom that comes with it.
Tiffany “The Budgetnista” Aliche
Tiffany “The Budgetnista” Aliche is America’s favorite personal financial educator! She’s a New York Times best-selling author (Get Good with Money), NAACP Image Award nominee, and the first Black woman to grace the cover of Money magazine solo.
Through her Live Richer Movement, Tiffany has helped over two million women worldwide save, manage, and pay off hundreds of millions of dollars. A former teacher with a Master’s in Education, Tiffany even co-wrote a law in New Jersey mandating financial education in all middle schools.
Netiva Heard
Netiva Heard is the credit strategist people call when a low score is blocking their next big move — buying a home, landing funding, or finally breathing without debt collectors circling. Known as The Goal Crusher’s Credit Coach, she’s built a reputation for giving no-nonsense, law-backed strategies that actually help you fix your credit score.
Through her Wealth on Fire Academy and nationwide workshops, Netiva has helped thousands of women and families clean up inaccurate reports, fight back against collectors, and rebuild approval-ready credit profiles.
Now she’s leading a new era of credit - combining proven strategies with AI tools so consumers don’t just leave with dispute letters. They leave with a system. A system that builds confidence, protects their peace of mind, and helps them leverage credit the way the wealthy do - until lenders start saying “yes.”
Trusted by Millions, Featured In:
🎁Show Up Live = Walk Away with 10 Credit Power Moves to Boost Your Score in the Next 30–60 Days
🎁 A Gift Just for Showing Up Live on October 7th at 8PM EST
Think of it as our thank-you for showing up - whether you’re climbing out of the 500s or leveling up from the 700s, these moves give you momentum you can use right away.
💌 Bring a Friend, Win Prizes
After you register, you’ll get your own share link and automatically be gifted our Credit First Aid Kit E-book for free! PLUS, be automatically entered to win:
📘 Tiffany’s best-selling book Get Good With Money
💚 Dream Catcher mindfulness bracelets
✨ And the joy of helping your sisters win with credit, too!
What Others Say About Netiva
"I started in the low 500s, and within 6 months jumped 150 points. I finally feel confident instead of embarrassed when I’m asked about credit."
"My score was already decent, but after Netiva’s strategies, I refinanced at a lower rate and freed up hundreds each month."
"For the first time, I understood my credit report. Netiva gave me not just a plan, but the confidence to move forward."
This free class is happening one night only:
Tuesday, October 7th at 8PM EST.
Seats are limited, and once they’re, they’re gone.
Ready to Stop Stressing About Credit - and Start Leveraging It Like the Wealthy Do?
TESTIMONIALS
Frequently Asked Questions
How long is the class?
About 60 minutes.
Will there be a replay?
No, one-night ONLY!
Is it really free?
100% free. No gimmicks, no catch.
Do I need to bring anything?
Just your questions and a notebook and pen.
introducing
THE GET GOOD WITH MONEY PLAN
WHAT'S INSIDE
Module 1: Money Mindset
This course will equip you with the financial mindset you need for success. We'll explore the origins of your money beliefs, identify areas for improvement, and introduce you to the concept of abundance.
Module 2: Budget Building
You’ll learn to build a budget that works, categorize your spending, and find hidden cash leaks. Is it "spend less" or "earn more"? We'll show you, then turn your budget into a "YES!" plan for your financial dreams.
Module 3: Dig Out of Debt
We'll help you face your numbers head-on, ditch the shame, and choose the right debt-slaying strategy (snowball or avalanche?). Learn additional payoff methods, and don't worry about missteps - we'll get you back on track to financial freedom!
Module 4: Score High - Credit
This course demystifies everything from credit reports and bureaus to the all-powerful FICO score. Learn how payment history, credit mix, and even your credit age impact your score. We'll guide you in building a stellar profile, tackling negative accounts, and putting it all together for financial confidence.
Module 5: Learn to Earn - Increase Your Income
Land your dream job (or get paid more at your current) in this power-packed module! We'll show you why maximizing your earning potential matters, then guide you through crafting a stellar resume and LinkedIn profile. Master the interview with expert tips and conquer self-doubt with a job skill SWOT analysis.
Module 6: Investing for Retirement
Explore investment options, choose the right broker, and get inspired by success stories. Learn how to invest even with debt.
Module 7: Investing for Wealth
Unleash your inner investor! Explore stocks, mutual funds, ETFs, and even alternative investments. We'll guide you through building a personalized wealth portfolio to reach your financial goals
Module 8: Get Good With Insurance
Protect what matters most! Navigate the world of insurance, from life and disability to home and health coverage.
Module 9: Grow Richish - Net Worth
This course breaks down net worth, how to calculate it, and strategies to watch it soar. We'll help you accept your starting point, prioritize your goals, and develop a plan to build the wealth you desire.
Module 10: Pick Your Money Team
Learn about the 5 essential professionals who will help you navigate your finances with confidence.
Module 11: Leave a Legacy - Estate Planning
Plan your future, stress-free! Learn about wills, protecting your loved ones, and how to handle your stuff. Get organized and have peace of mind knowing your wishes will be followed.
Bonus Module 12: Financial Aid & Student Loans
Learn how to manage your current loans, select the right one for future education, and minimize debt
Bonus Module 13: Side Hustles
Want extra cash? Learn from a pro! Discover proven strategies to launch your own side hustle and boost your income.
And now for the bonuses (I WENT OVERBOARD)...
Unlock $300 worth of FREE bonus gifts when you enroll in the
Get Good With Money Club + Plan Annual Subscription TODAY!
Learn To Earn eBook ($50 VALUE):
Unlock your earning potential! This bonus eBook goes beyond your paycheck, exploring proven strategies to increase your income to tackle debt and live RICHER.
Mastering Credit Repair Workbook ($50 VALUE):
Boost your credit score and unlock better financial opportunities! This workbook gives you tips and tricks to help you build a stellar credit profile.
8 Do's Of Budgeting Workbook ($50 VALUE):
Ditch the budgeting dread! This practical workbook simplifies budgeting with 8 easy-to-follow "Do's" that will help you take control of your finances and reach your savings goals.
Setting Your Personal Goals Kit ($50 VALUE):
Turn your dreams into reality! This goal-setting kit equips you with essential tools and exercises to define your financial goals, create a clear roadmap, and achieve lasting success.
Investing For Beginners Mini-Class ($100 VALUE):
Start investing with confidence! This exclusive miniclass demystifies the world of investing and provides the foundational knowledge you need to make informed investment decisions, even as a beginner.
Annual Payment Of
BEST DEAL
TWO MONTHS FREE